Essentials Travel Insurance

A simple policy that covers the essentials ^. Travelling light? This might be the perfect policy for you. Essentials covers your health with cover for overseas medical and hospital care, if it ever gets to that.

Medical cover
  Overseas Emergency Medical Assistance*^ unlimited
  Overseas Emergency Medical & Hospital Expenses*^ unlimited
  Emergency Dental Expenses [per person]* $1,000
  Accidental Death* not available
  Permanent Disability*^ not available
  Hospital Cash Allowance*^ not available
  Loss of Income*^ not available
  Cancellation Fees & Lost Deposits* $10,000
Travel expenses
  Additional Expenses* $25,000
  Travel Delay Expenses* $2,000
  Alternative Transport Expenses^ not available
  Return Airfare^ $2,000
  Domestic Services^ not available
  Domestic Pets*^ not available
  Luggage & Personal Effects (Depreciation applied)* $3,000
  Luggage & Personal Effects Delay Expenses* $250
  Travel Documents, Credit Cards & Travellers Cheques^ not available
  Theft of Cash not available
Rental Vehicle
  Rental Vehicle Insurance Excess* $3,000
  Personal Liability $2,500,000

^ You do not have cover under these sections while travelling in Australia.

* sub-limits apply - refer to YOUR POLICY section of the PDS for details.

The summary of benefits listed above only considers a single person on a policy. Refer to the PDS for full details.

We want you, your family, friends and extended family to have a happy, uneventful holiday. Sure, have fun but play safe. Like all travel insurance policies, ours have exclusions too; there are some things we won’t cover. It’s common sense really, but see your Product Disclosure Statement (PDS) for the full terms and conditions that apply to your policy.

Need more cover? Tailor your cover to suit your holiday.

Snow pack
Calling all snow bunnies, purchase an additional snow pack to protect you while on the slopes. Find out more.

Cruise pack
Relax as you sail off into the sunset because you have Thomas Cook Travel Insurance. Find out more.

Increased item limits
Ideal for higher value items you plan to take on your trip. Protect your valuables from  loss, theft or accidental damage during your trip. Find out more.

Vehicle insurance excess
Increased rental vehicle insurance excess cover. Find out more.

Reduce your premium
An option to increase the excess and reduce your premium. Find out more.

Pre-existing medical conditions
We cover a range of pre-existing medical conditions without an additional premium. Find out more.

This extra is available with this cover **

Not what you're after? Check out our other policies

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Optional extras available in the next step**
Coverholder at Allianz
Reconsider your need to travel: Venezuela Find out more